It depends on the cost of the damage, your deductible, and whether filing a claim could impact your insurance rates. Here are a few things to consider when deciding: Check your deductible - If the cost of repairs is close to or less than your deductible, paying out of...
Insurance & Claims
Insurance & Claims Insights
Can I pay for collision repairs myself without involving my insurance?
Yes, you can choose to pay out of pocket instead of filing an insurance claim. There are several reasons why you might skip insurance. Maybe the damage is minor, you're concerned about rising premiums, or you'd prefer to keep the accident off your record. At MiCar...
Will my insurance cover the cost of collision repairs?
In most cases, yes. If you have collision coverage or if the accident wasn’t your fault, your auto insurance will likely cover some or all of the repair costs. At MiCar Collision Center, we work with all major insurance providers and can help guide you through the...
Do I have to use the repair shop my insurance recommends?
No, you don’t have to use the repair shop your insurance suggests.After an accident, it’s common to feel overwhelmed, especially when it comes to choosing a collision repair center. Many drivers think they have to go with the body shop recommended by their insurance...
