Can I pay for collision repairs myself without involving my insurance?

Yes, you can choose to pay out of pocket instead of filing an insurance claim.

There are several reasons why you might skip insurance. Maybe the damage is minor, you’re concerned about rising premiums, or you’d prefer to keep the accident off your record. At MiCar Collision Center, we understand and offer flexible options for self-pay repairs.

Here’s what to keep in mind if you’re paying out of pocket:

1. You’re in control – You choose how the repairs are handled and when the work gets started, without waiting on insurance approvals.
2. We provide a detailed estimate – You’ll receive a professional inspection and a full breakdown of repair costs, just like you would with an insurance claim.
3. We’ll walk you through your options – Our team will help you understand what repairs are needed and give you options that fit your budget.

Whether you use insurance or not, MiCar Collision Center is here to make the repair process simple and stress-free.